Texas Mortgage Company Disclosure

In compliance with the Texas Dept. of Savings & Mortgage Lending

OUR COMPANY NAME: Ferrando Financial LLC, dba Mortgage Austin

OUR LOAN ORIGINATORS and NMLS: Anthony Ferrando NMLS# 1919613

COMPANY NMLS: NMLS# 2403080

Duties and Nature of Relationship:

We will submit your loan application to a participating lender which we may from time to time

contract upon such terms as you may request or a lender may require. In connection with this

mortgage loan, we are generally acting as an independent contractor and not as your agent.

How we will be compensated:

The retail price we offer you – your interest rate, total points, and fees – will include our

compensation. In some cases we may be paid all of our compensation by you or by the lender or

investor.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL

MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE

TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201,

AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE

DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS

AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT

OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL

MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE

RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE

PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT

THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Texas Department of Savings and Mortgage Lending Mortgage Company Disclosure

Provided by Nelson A. Locke, Esq. (800) 656-4584